(iv)       NATIONAL TOURNAMENT

            (a)    A player's starting handicap shall be determined approximately three weeks prior to the commencement of
                     the National Tournament by averaging his last six allocated handicaps to the nearest whole number (0.5
                     goes up to 1) subject to a maximum handicap of two below his last published club handicap. It shall be the
                     Club Handicap Executive's responsibility to produce the starting handicap of his Club's Members entered
                     for the National Tournament and to submit these together with the Member's corresponding club handicap,
                     to the National Coordinator not less than two weeks prior to the commencement of the Tournament.

            (b)    A player shall not play off a handicap greater than 25 or his current club handicap, whichever is the lower,
                    subject to the maximum starting handicap as in (a) above. Should  a player's club handicap be adjusted
                    prior to the commencement of the National Tournament, he shall notify the National Tournament
                    Handicapping Executive in writing duly certified by a  competent official from his club. Any alterations to
                    club handicaps after the commencement of the National Tournament shall be ignored.

            (c)    There shall be three handicap divisions, namely

                    'A' Division - up to 8
                    'B' Division - 9 to 14
                    'C' Division - 15 to 25

                    The National Tournament Handicapping Executive shall be empowered, at his discretion, to adjust the
                    aforementioned divisions and the par rating for the course on which the National Tournament is being held.

            (d)    Handicaps shall be based on a par of 30 points with a cumulative neutral zone of one point either way per
                    round. Handicaps shall be adjusted daily in accordance with the attached chart. Such adjustments being
                    based on the starting handicap. A player's handicap shall not be adjusted upwards by more than 5 points,
                    but there shall be no limit as to the number of points a player's handicap may be adjusted downwards.

            (e)    A player's Eclectic handicap shall be obtained by taking his average handicap over the period less 4, less
                    20% of the balance.

    (v)    ANNUAL AND OTHER COMPETITIONS

            Refer to rules of play governing such competitions. In the absence of any specific procedure being laid down,
            the procedure as set out in Rule 10(i) above shall apply.