19.    CAPITATION FEES

         19.1    Each Member Club shall pay to the National Council such fee in respect of each of its Members (excluding
                     Non-Playing Members) registered as at 1st October annually as may be decided by the National Council
                     from time to time. Payment of these fees shall reach the National Treasurer annually by not later than 30th
                     November. Should any Member Club not have by the Management or by the Council Meeting following due
                     date, then that Club shall be disqualified from voting at such Meeting. Participation in a National
                     Tournament shall be denied any Club not having paid capitation fees by the date of the start of the
                     Tournament.

         19.2    Should any Club have paid a Capitation Fee in respect of any Member whose membership was
                     subsequently terminated for non-payment of subscriptions, the National Treasurer shall refund the fees
                     paid. Claims, in writing, for any such refund should reach the National Treasurer on or before 21st
                     December each year.

20.    CLUB MEETINGS

        20.1    Each Member Club shall hold a golf competition at least 12 times each year to be played monthly if
                    possible.

        20.2    Each Member club shall conclude all its annual competitions on or before its Annual Gold Cup Meeting
                    which shall be held during either the month of November or December.

        20.3    Each Member Club may from time to time arrange Special Meetings to foster goodwill amongst golfers or
                    for any charitable purpose.

        20.4    At any Club Meeting of a Member Club no Member participating shall play off a handicap higher than his
                    Club Handicap.       

21.    ANNUAL COMPETITIONS

        Each Member Club shall conduct, in addition to any other competitions, the following annual competitions and shall
        follow the rules as laid down from time to time by the National Council and/or the National Management
        Committee. Such competitions shall terminate when the Annual Gold Cup competition is held, namely:

        21.1    The Gary Player Knock-Out Competition.

        21.2    The Andrew Mentis Competition.

        21.3    The Annual Eclectic Competition.

        21.4    The John Handley Trophy.

        21.5    The Gold Cup Competition.